First Time Buyers

Get ready for the biggest purchase you'll ever make with a clear understanding of the process and advice every step of the way.
As long as you have good credit, and a sufficient down payment, you will likely be able to qualify for the best mortgage rates in the market even if you’re a first-time home buyer. It’s not necessary to apply for a mortgage from the financial institution you do your everyday banking with. In fact, you may be able to get better rates by shopping around.

Its important to understand how much you’ll qualify for before you begin your house hunting experience. A mortgage broker can help you get pre-approved.

Many first-time home buyers use mortgage brokers to help facilitate the mortgage application process. First Time home buyers also have a number of options available to them to get you approved:

  • First-time home buyers tax credit
  • RRSP Home Buyers Plan
  • Land Transfer Tax Rebate
  • First-time home buyer programs
  • First-time home buyer grants
  • First-time home buyer loans

We’ll answer your questions and walk you through the mortgage process, step by step ensuring you have a solid understanding of home ownership journey.  Call us today to get started on your pre-approval.

Mortgage Broker Debbie Viveiros serves across Bradford and surrounding areas including Newmarket, Innisfil, Keswick, Barrie,East Gwillimbury, Holland Landing, Vaughan, Markham, Aurora.

Request an Appointment with  Debbie Viveiros - Mortgage Broker in Bradford, ON